SAFE HARBOR 401(k)

A Safe Harbor Plan is similar to a traditional 401(k) plan, but, among other things, must provide for employer contributions that are fully vested when made.  However, the safe harbor 401(k) is not subject to many of the complex tax rules that are associated with a traditional 401(k) plan, including annual nondiscrimination testing.  The plan is for employers of any size and can be combined with other retirement plans.

The above information is not to be considered complete or comprehensive*. 

For additional information contact:

CAPITAL SECURITIES
 at 1-800-553-6700

*Please Note: The information provided herein is strictly to be used as a convenience for our clients. CAPITAL SECURITIES makes no representation as to the completeness or accuracy of any information provided herein.  The information provided is for informational and educational purposes only and should not be used to make a decision to establish a retirement plan, buy or sell a security or mutual fund and is not intended for trading or investing purposes.  CAPITAL SECURITIES shall not be liable for any errors in the content, or for any actions taken or reliance upon information supplied.  For additional information about any retirement plans, mutual funds, to receive a prospectus or to place an order to purchase or sell any mutual fund shares or individual securities, please contact CAPITAL SECURITIES.