SEP-IRA

A SEP-IRA is the simplest plan to establish and administer. In fact, SEP is an acronym for "simplified employee pension". The simplicity and flexibility of SEP's make them a very attractive retirement plan for small business owners with variable earnings who want a retirement plan that provides minimal IRS filings and paperwork.

In a SEP plan, the employer simply contributes to employees' SEP-IRA.  If an employee has not established a SEP-IRA, the employer requests that the employee open one.  Once the employer makes a contribution to the employee, SEP-IRA rules control the employee's retirement account.

 

The above information is not to be considered complete or comprehensive*. 

For additional information contact:

CAPITAL SECURITIES
 at 1-800-553-6700

*Please Note: The information provided herein is strictly to be used as a convenience for our clients. CAPITAL SECURITIES makes no representation as to the completeness or accuracy of any information provided herein.  The information provided is for informational and educational purposes only and should not be used to make a decision to establish a retirement plan, buy or sell a security or mutual fund and is not intended for trading or investing purposes.  CAPITAL SECURITIES shall not be liable for any errors in the content, or for any actions taken or reliance upon information supplied.  For additional information about any retirement plans, mutual funds, to receive a prospectus or to place an order to purchase or sell any mutual fund shares or individual securities, please contact CAPITAL SECURITIES.